Key Features
Multi-Currency Balances
Workers hold balances in multiple currencies with transparent, affordable conversion built in.
Global Cash Out
Withdraw to 100+ countries via bank transfer, mobile money, e-wallets, cards, and more.
Virtual USD Card
Issue virtual USD cards linked to wallet balances for online purchases and digital spending.
USD Savings
Hold funds in USD for currency stability in volatile markets.
US Stock Investment
Invest directly in US stocks from the wallet.
Virtual Accounts
Provision unique ACH routing and account numbers for direct funding via bank transfer.
How Workers Get Paid
Wallets support two funding paths:| Method | How it works |
|---|---|
| Payroll | Platform runs payroll through Cadana — funds are disbursed to worker wallets automatically. See Pay Workers via Payroll. |
| Virtual Accounts | Each wallet gets a unique ACH account number. External parties send funds directly via ACH credit. See Virtual Accounts. |
How Workers Cash Out
Workers send funds from their wallet to saved beneficiaries — bank accounts, mobile money, e-wallets, or cards in 100+ countries. See Payout.Feature Configuration
Wallet features can be enabled or disabled per tenant or per user. Contact your account manager to configure.| Feature | Flag | Scope | Description |
|---|---|---|---|
| Virtual USD Card | virtual_card | Tenant / User | Virtual debit card for online spending |
| Savings Vaults | savings | Tenant / User | Interest-bearing USD sub-wallet |
| Stock Investing | stocks | Tenant / User | Direct US stock investment from wallet |
| Tax Forms | tax_forms | Tenant | W-9, W-8BEN, W-8BEN-E, and 1099 forms |