This guide outlines how underlying businesses can fund their Cadana accounts from supported countries. Cadana’s sponsor banks are located in the United States, United Kingdom, and Europe, enabling funding in USD, GBP, and EUR. Local payment methods (ACH, SEPA, Faster Payments, etc.) are only available when funding from a local bank account in the respective currency zone. Cross-border funding is supported via SWIFT.
Payment Methods Method Description Local USD ACH, Wire, Direct Debit (only from US bank accounts) Local GBP Faster Payments, CHAPS, BACS (only from UK bank accounts) Local EUR SEPA (only from SEPA zone bank accounts) Cross-border SWIFT (available for all supported currencies from any country)
Jurisdiction Risk Tiers Tier Description Countries Standard Standard Know-Your-Business (KYB) or Know-Your-Customer (KYC) requirements. 187 High-Risk (EDD Required) Additional identity verification and Enhanced Due Diligence required. 34 Cadana Approval Required Special approval needed. Exceptions may be made with Enhanced Due Diligence. 24 Prohibited Cadana does not onboard businesses or individuals from these jurisdictions. 6
Standard Risk (187 countries) Standard Know-Your-Business (KYB) or Know-Your-Customer (KYC) requirements.
Country USD GBP EUR American Samoa ACH, Wire, Direct Debit SWIFT only SWIFT only Andorra SWIFT only SWIFT only SEPA, SWIFT Anguilla SWIFT only SWIFT only SWIFT only Antarctica SWIFT only SWIFT only SWIFT only Antigua and Barbuda SWIFT only SWIFT only SWIFT only Argentina SWIFT only SWIFT only SWIFT only Armenia SWIFT only SWIFT only SWIFT only Australia SWIFT only SWIFT only SWIFT only Austria SWIFT only SWIFT only SEPA, SWIFT Azerbaijan SWIFT only SWIFT only SWIFT only Bahamas SWIFT only SWIFT only SWIFT only Bahrain SWIFT only SWIFT only SWIFT only Belgium SWIFT only SWIFT only SEPA, SWIFT Belize SWIFT only SWIFT only SWIFT only Benin SWIFT only SWIFT only SWIFT only Bermuda SWIFT only SWIFT only SWIFT only Bolivia (Plurinational State of) SWIFT only SWIFT only SWIFT only Bonaire, Sint Eustatius and Saba SWIFT only SWIFT only SWIFT only Bouvet Island SWIFT only SWIFT only SWIFT only Brazil SWIFT only SWIFT only SWIFT only British Indian Ocean Territory SWIFT only SWIFT only SWIFT only Brunei Darussalam SWIFT only SWIFT only SWIFT only Bulgaria SWIFT only SWIFT only SEPA, SWIFT Cabo Verde SWIFT only SWIFT only SWIFT only Cambodia SWIFT only SWIFT only SWIFT only Canada SWIFT only SWIFT only SWIFT only Cayman Islands SWIFT only SWIFT only SWIFT only Chad SWIFT only SWIFT only SWIFT only Chile SWIFT only SWIFT only SWIFT only Christmas Island SWIFT only SWIFT only SWIFT only Cocos (Keeling) Islands SWIFT only SWIFT only SWIFT only Colombia SWIFT only SWIFT only SWIFT only Comoros SWIFT only SWIFT only SWIFT only Congo SWIFT only SWIFT only SWIFT only Cook Islands SWIFT only SWIFT only SWIFT only Costa Rica SWIFT only SWIFT only SWIFT only Curaçao SWIFT only SWIFT only SWIFT only Cyprus SWIFT only SWIFT only SEPA, SWIFT Czechia SWIFT only SWIFT only SWIFT only Denmark SWIFT only SWIFT only SEPA, SWIFT Djibouti SWIFT only SWIFT only SWIFT only Dominica SWIFT only SWIFT only SWIFT only Dominican Republic SWIFT only SWIFT only SWIFT only Ecuador SWIFT only SWIFT only SWIFT only Egypt SWIFT only ✗ ✗ El Salvador SWIFT only SWIFT only SWIFT only Equatorial Guinea SWIFT only SWIFT only SWIFT only Estonia SWIFT only SWIFT only SEPA, SWIFT Eswatini SWIFT only SWIFT only SWIFT only Falkland Islands (Malvinas) SWIFT only SWIFT only SWIFT only Faroe Islands SWIFT only SWIFT only SWIFT only Fiji SWIFT only SWIFT only SWIFT only Finland SWIFT only ✗ ✗ France SWIFT only SWIFT only SEPA, SWIFT French Guiana SWIFT only SWIFT only SEPA, SWIFT French Polynesia SWIFT only SWIFT only SWIFT only French Southern Territories SWIFT only SWIFT only SEPA, SWIFT Gabon SWIFT only SWIFT only SWIFT only Gambia SWIFT only SWIFT only SWIFT only Georgia SWIFT only SWIFT only SWIFT only Germany SWIFT only SWIFT only SEPA, SWIFT Ghana SWIFT only SWIFT only SWIFT only Gibraltar SWIFT only Faster Payments, CHAPS, BACS SWIFT only Greece SWIFT only SWIFT only SEPA, SWIFT Greenland SWIFT only SWIFT only SWIFT only Grenada SWIFT only SWIFT only SWIFT only Guadeloupe SWIFT only SWIFT only SEPA, SWIFT Guam ACH, Wire, Direct Debit SWIFT only SWIFT only Guatemala SWIFT only SWIFT only SWIFT only Guernsey SWIFT only Faster Payments, CHAPS, BACS SWIFT only Guinea SWIFT only SWIFT only SWIFT only Guyana SWIFT only SWIFT only SWIFT only Heard Island and McDonald Islands SWIFT only SWIFT only SWIFT only Holy See SWIFT only SWIFT only SWIFT only Honduras SWIFT only SWIFT only SWIFT only Hong Kong SWIFT only SWIFT only SWIFT only Hungary SWIFT only ✗ ✗ Iceland SWIFT only SWIFT only SEPA, SWIFT India SWIFT only SWIFT only SWIFT only Indonesia SWIFT only SWIFT only SWIFT only Ireland SWIFT only SWIFT only SEPA, SWIFT Isle of Man SWIFT only Faster Payments, CHAPS, BACS SWIFT only Israel SWIFT only SWIFT only SWIFT only Italy SWIFT only SWIFT only SEPA, SWIFT Japan SWIFT only SWIFT only SWIFT only Jersey SWIFT only Faster Payments, CHAPS, BACS SWIFT only Jordan SWIFT only SWIFT only SWIFT only Kazakhstan SWIFT only SWIFT only SWIFT only Kiribati SWIFT only SWIFT only SWIFT only Korea, Republic of SWIFT only SWIFT only SWIFT only Kuwait SWIFT only ✗ ✗ Kyrgyzstan SWIFT only SWIFT only SWIFT only Latvia SWIFT only ✗ ✗ Lesotho SWIFT only SWIFT only SWIFT only Liberia SWIFT only SWIFT only SWIFT only Liechtenstein SWIFT only SWIFT only SEPA, SWIFT Lithuania SWIFT only SWIFT only SEPA, SWIFT Luxembourg SWIFT only SWIFT only SEPA, SWIFT Macao SWIFT only SWIFT only SWIFT only Madagascar SWIFT only SWIFT only SWIFT only Malawi SWIFT only SWIFT only SWIFT only Malaysia SWIFT only SWIFT only SWIFT only Maldives SWIFT only SWIFT only SWIFT only Mali SWIFT only SWIFT only SWIFT only Malta SWIFT only SWIFT only SEPA, SWIFT Marshall Islands SWIFT only SWIFT only SWIFT only Martinique SWIFT only SWIFT only SEPA, SWIFT Mauritania SWIFT only SWIFT only SWIFT only Mauritius SWIFT only SWIFT only SWIFT only Mayotte SWIFT only SWIFT only SEPA, SWIFT Mexico SWIFT only SWIFT only SWIFT only Micronesia, Federated States of SWIFT only SWIFT only SWIFT only Moldova, Republic of SWIFT only SWIFT only SWIFT only Mongolia SWIFT only SWIFT only SWIFT only Montenegro SWIFT only SWIFT only SWIFT only Montserrat SWIFT only SWIFT only SWIFT only Nauru SWIFT only SWIFT only SWIFT only Netherlands SWIFT only ✗ ✗ New Caledonia SWIFT only SWIFT only SWIFT only New Zealand SWIFT only SWIFT only SWIFT only Niue SWIFT only SWIFT only SWIFT only Norfolk Island SWIFT only SWIFT only SWIFT only Northern Mariana Islands ACH, Wire, Direct Debit SWIFT only SWIFT only Norway SWIFT only SWIFT only SEPA, SWIFT Oman SWIFT only SWIFT only SWIFT only Palau SWIFT only SWIFT only SWIFT only Panama SWIFT only SWIFT only SWIFT only Papua New Guinea SWIFT only SWIFT only SWIFT only Paraguay SWIFT only SWIFT only SWIFT only Peru SWIFT only SWIFT only SWIFT only Philippines SWIFT only SWIFT only SWIFT only Pitcairn SWIFT only SWIFT only SWIFT only Poland SWIFT only SWIFT only SEPA, SWIFT Portugal SWIFT only SWIFT only SEPA, SWIFT Puerto Rico ACH, Wire, Direct Debit SWIFT only SWIFT only Romania SWIFT only SWIFT only SEPA, SWIFT Rwanda SWIFT only SWIFT only SWIFT only Réunion SWIFT only SWIFT only SEPA, SWIFT Saint Barthélemy SWIFT only SWIFT only SEPA, SWIFT Saint Helena, Ascension and Tristan da Cunha SWIFT only SWIFT only SWIFT only Saint Kitts and Nevis SWIFT only SWIFT only SWIFT only Saint Lucia SWIFT only SWIFT only SWIFT only Saint Martin (French part) SWIFT only SWIFT only SEPA, SWIFT Saint Pierre and Miquelon SWIFT only SWIFT only SEPA, SWIFT Saint Vincent and the Grenadines SWIFT only SWIFT only SWIFT only Samoa SWIFT only SWIFT only SWIFT only San Marino SWIFT only SWIFT only SEPA, SWIFT Sao Tome and Principe SWIFT only SWIFT only SWIFT only Saudi Arabia SWIFT only SWIFT only SWIFT only Serbia SWIFT only SWIFT only SWIFT only Seychelles SWIFT only SWIFT only SWIFT only Sierra Leone SWIFT only SWIFT only SWIFT only Singapore SWIFT only SWIFT only SWIFT only Sint Maarten (Dutch part) SWIFT only SWIFT only SWIFT only Slovakia SWIFT only SWIFT only SEPA, SWIFT Slovenia SWIFT only ✗ ✗ Solomon Islands SWIFT only SWIFT only SWIFT only South Georgia and the South Sandwich Islands SWIFT only SWIFT only SWIFT only Spain SWIFT only SWIFT only SEPA, SWIFT Sri Lanka SWIFT only SWIFT only SWIFT only Suriname SWIFT only SWIFT only SWIFT only Svalbard and Jan Mayen SWIFT only SWIFT only SWIFT only Sweden SWIFT only SWIFT only SEPA, SWIFT Switzerland SWIFT only SWIFT only SEPA, SWIFT Taiwan, Province of China SWIFT only SWIFT only SWIFT only Tajikistan SWIFT only SWIFT only SWIFT only Thailand SWIFT only SWIFT only SWIFT only Timor-Leste SWIFT only SWIFT only SWIFT only Togo SWIFT only SWIFT only SWIFT only Tokelau SWIFT only SWIFT only SWIFT only Tonga SWIFT only SWIFT only SWIFT only Tunisia SWIFT only ✗ ✗ Turkmenistan SWIFT only SWIFT only SWIFT only Turks and Caicos Islands SWIFT only SWIFT only SWIFT only Tuvalu SWIFT only SWIFT only SWIFT only United Arab Emirates SWIFT only SWIFT only SWIFT only United Kingdom of Great Britain and Northern Ireland SWIFT only SWIFT only SWIFT only United States Minor Outlying Islands SWIFT only SWIFT only SWIFT only United States of America ACH, Wire, Direct Debit SWIFT only SWIFT only Uruguay SWIFT only SWIFT only SWIFT only Uzbekistan SWIFT only SWIFT only SWIFT only Virgin Islands (British) SWIFT only SWIFT only SWIFT only Virgin Islands (U.S.) SWIFT only SWIFT only SWIFT only Wallis and Futuna SWIFT only SWIFT only SWIFT only Western Sahara SWIFT only SWIFT only SWIFT only Zambia SWIFT only SWIFT only SWIFT only Åland Islands SWIFT only SWIFT only SEPA, SWIFT
High-Risk — EDD Required (34 countries) Additional identity verification and Enhanced Due Diligence required.
Country USD GBP EUR Albania SWIFT only SWIFT only SWIFT only Angola SWIFT only SWIFT only SWIFT only Barbados SWIFT only SWIFT only SWIFT only Bhutan ✗ SWIFT only SWIFT only Bosnia-Herzegovina SWIFT only SWIFT only SWIFT only Botswana SWIFT only SWIFT only SWIFT only Burkina Faso SWIFT only SWIFT only SWIFT only Burundi ✗ SWIFT only SWIFT only Cameroon SWIFT only SWIFT only SWIFT only Central Republic of Africa SWIFT only ✗ ✗ Cote D’Ivoire SWIFT only SWIFT only SWIFT only Croatia SWIFT only SWIFT only SEPA, SWIFT Eritrea SWIFT only SWIFT only SWIFT only Ethiopia SWIFT only SWIFT only SWIFT only Guinea Bissau ✗ SWIFT only SWIFT only Jamaica SWIFT only SWIFT only SWIFT only Kenya SWIFT only SWIFT only SWIFT only Kosovo ✗ SWIFT only SWIFT only Lao People’s Democratic Republic SWIFT only SWIFT only SWIFT only Monaco SWIFT only SWIFT only SEPA, SWIFT Namibia SWIFT only SWIFT only SWIFT only Niger ✗ SWIFT only SWIFT only Nigeria SWIFT only SWIFT only SWIFT only Pakistan SWIFT only SWIFT only SWIFT only Senegal SWIFT only SWIFT only SWIFT only South Africa SWIFT only SWIFT only SWIFT only Tanzania SWIFT only SWIFT only SWIFT only Trinidad & Tobago SWIFT only SWIFT only SWIFT only Turkey SWIFT only SWIFT only SWIFT only Uganda SWIFT only SWIFT only SWIFT only Ukraine SWIFT only SWIFT only SWIFT only Vanuatu SWIFT only SWIFT only SWIFT only Vietnam SWIFT only ✗ ✗ Zimbabwe ✗ SWIFT only SWIFT only
Cadana Approval Required (24 countries) Special approval needed. Exceptions may be made with Enhanced Due Diligence.
Country USD GBP EUR Afghanistan ✗ ✗ ✗ Algeria ✗ ✗ ✗ Bangladesh ✗ ✗ ✗ Belarus ✗ ✗ ✗ China ✗ ✗ ✗ Congo, the Democratic Republic ✗ ✗ ✗ Gaza Strip ✗ ✗ ✗ Haiti ✗ ✗ ✗ Iraq ✗ ✗ ✗ Lebanon ✗ ✗ ✗ Libya ✗ ✗ ✗ Morocco ✗ ✗ ✗ Mozambique ✗ ✗ ✗ Nepal ✗ ✗ ✗ Nicaragua ✗ ✗ ✗ North Macedonia ✗ ✗ ✗ Qatar ✗ ✗ ✗ Russian Federation ✗ ✗ ✗ Somalia ✗ ✗ ✗ South Sudan ✗ ✗ ✗ Sudan ✗ ✗ ✗ Venezuela ✗ ✗ ✗ West Bank (Palestinian Territory, Occupied) ✗ ✗ ✗ Yemen ✗ ✗ ✗
Prohibited Jurisdictions (6) Cadana does not onboard businesses or individuals from these jurisdictions.
Country USD GBP EUR Cuba ✗ ✗ ✗ Iran, Islamic Republic of ✗ ✗ ✗ Myanmar ✗ ✗ ✗ North Korea (Democratic People’s Republic of Korea) ✗ ✗ ✗ Syria ✗ ✗ ✗ Ukrainian Territories (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia) ✗ ✗ ✗
For questions about funding your Cadana account, please contact your account representative.
Fund Your Account Step-by-step guide to funding via bank transfer, ACH, or crypto
KYB Requirements Business verification process and required documents
KYC Verification User identity verification flow and statuses
