List Terms
Returns the catalog of business terms, each with the name and version a business accepts through Accept Business Terms. Pass product to get only the terms required for that product; omit it to get the full catalog. Always read term names and versions from this endpoint rather than hard-coding them — when a version changes, a business has to accept the new version.
Authorizations
Bearer authentication header of the form Bearer <token>, where <token> is your auth token.
Headers
Required when using a Platform API token. The tenant key identifying which business to operate on.
Query Parameters
Return only the terms required for this product. general returns PRIVACY_NOTICE, FUNDS_AVAILABILITY_DISCLOSURE, and ACH_AUTHORIZATION; virtual-accounts returns those plus STRIPE_TERMS. Omit to return the full catalog.
general, virtual-accounts ISO 3166-1 alpha-2 country code used to select a country-specific set of terms for the given product. No country-specific sets are configured today, so every country gets the product's standard terms. Ignored when product is omitted.
"US"
Response
list terms response
Term identifier. Send it as type when accepting the term and in termsType when checking acceptance.
"PRIVACY_NOTICE"
Human-readable name to show alongside the document
"Privacy Notice"
The term's current version. Send it as version when accepting the term; only acceptance of this version counts.
"2026-05-21"
Link to the document for this version
"https://assets.cadanapay.com/terms/privacy-notice/2026-05-21.pdf"